EBPP stands for Electronic Bill Presentment and Payment, the process by which companies send their bills (to customers) and receive payments electronically.

There are two types of EBPP Models;
the Direct Model, whereby a biller delivers the bill to customers through its own website, or through a third-party's website or through a second model called Consolidator Model, whereby the bills from multiple billers are delivered to a single Web site, to be presented in aggregate to the consumer for viewing and payment.