Together, we go further.

In SADAD we represent the role of the central matching authority with banks and billers, to demonstrate the exemption of the biller from following up and matching the bills with several different banks and linking it with only one party. It also accelerates the deposit of amounts collected from bill payments within one working day into the biller’s account. We also provide in the payment accurate information in record time to the billers about the payment transaction as they occur with increasing accuracy and reliability of the billing information provided through SADAD. The billers are able to reduce and eliminate the phenomenon of complaints and inquiries regarding the differences in the payment processes implemented by customers.


As an easy, safe and convenient payment system, it provides various benefits for billers, including:

  • Lower costs due to lower capital expenditures and necessary resources, faster billing process, lower operating capital, provide a unified point of engagement, lower costs related to customer service and billing transaction procedures.
  • Higher revenue due to better cash flow, increaser the rate of revenue per user, and the possibility of using SADAD infrastructure to sell new services, the possibility of selling within the same categorized customers and between a higher class and a lower class through customer service representatives.
  • Higher standards in providing services due to enhancing customer satisfaction and their feedback of the company, enhancing the opportunity to communicate with customers, establish exclusive marketing methods to target particular class of people, ensure that bills are submitted independently of the biller's address, and update information of the status of bills on all channels of sales instantly.
  • Faster access because with SADAD system it can connects you directly to your client instead of communicating with different banks, it also reduces the time for you to obtain funds deposited for you by your client to one single working day.
  • A client who is confident of your transparency, you invest your customer’s trust in you by providing complete and accurate billing information on your customer’s device. The customer is also confident that you pursue to provide the easiest solution.