EBPP stands for Electronic Bill Presentment and Payment, the process by which companies send their bills (to customers) and receive payments electronically. There are two types of EBPP Models: The Direct Model, whereby a biller delivers the bill to customers through its own website, or through a third-party's website. Consolidator Model, whereby the bills from multiple billers are delivered to a single Web site, to be presented in aggregate to the consumer for viewing and payment.